Sue McIntyre, Mortgage Agent
Mortgage Brokers Ottawa.com
1400 Clyde Avenue| Nepean, ON | K2G 3J2
Map | Website | Email Sue
Specializing in mortgages for Self - Employed, Consultants and Employed Under Contract
Accredited Mortgage Professional
Broker License No. 11759
Mortgage Brokers Ottawa
Taking the time to listen, review your individual needs, goals and lifestyle is crucial to choosing the right mortgage for you.
What are your mortgage needs?
- New Home Purchase - Achive Your Dream
- Home Equity Financing - Use the Equity to invest or travel - fulfill your passion
- Financing The Purchase Of Investment Property
- Switching / Renewing
- Refinance - Lower Monthly Payments, less financial stress
- Debt Consolidation - Simplify Your Life
PRIVATE MORTGAGES
Private mortgages can help when institutional lenders like banks are unable or unwilling to lend money. They offer an alternative source of financing to the unsuccessful borrower and a high yielding investment opportunity for the investor. Traditional lending institutions tend to have structured lending guidelines. When a deal is unique or doesn't fit their rigid lending criteria a private mortgage can be an excellent option to the borrower. Investors can usually yield a greater return on their investment in a private mortgage transaction because of the increased risk. In many cases a private mortgage can give the buyer an opportunity to demonstrate a positive repayment history and in many cases after a few years allow the buyer to replace the existing private mortgage with a conventional loan with a more favourable interest rate.
Instances when one of our private mortgage lenders can help:
- When you require more lenient repayment terms
- When your debt ratios are out of line
- When a recent bankruptcy or life event is restricting you from obtaining a mortgage from an institutional lender or dramatically impacting your credit score
- When you want to purchase land but are short on the down payment
- When you need to avoid a power of sale or foreclosure
- When lower/non-traditional income has impacted your ability to qualify
- When you require more flexibility with regards to self employment, seasonal employment, tips, commissioned income
- When you need to finance unique properties, carry out a large renovation, complete a construction deal or commercial deal that the bank will not finance
Office: 613.421.6996 / Cell: 613.294.0880
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